Tranzify
en
Book a demo
☰

Payment orchestration software

Payment orchestration software that connects providers, fintechs and their merchants

One API, one hosted checkout and one back office: 500+ provider integrations, 350+ payment methods, 160+ countries. We build the bridge — your licensed partners move the money.

Book a demo Explore payment methods
  • ✓ Not a financial institution
  • ✓ Money never passes through us
  • ✓ Built to PCI DSS requirements

500+

provider integrations

350+

payment methods

160+

countries

120+

currencies

99.99 %

uptime SLA

< 1 week

to go live

Counted across the catalogue: integrations available and on request.

How it works

We are the bridge. Licensed partners move the money.

  1. 1

    Payment providers connect once

    Acquirers, local methods, wallets, open banking and crypto rails are integrated by Tranzify, not by each client.

  2. 2

    Tranzify orchestrates

    One API and one hosted checkout; routing, cascading, limits, tokens, callbacks and a back office under your brand.

  3. 3

    Financial companies serve their merchants

    PSPs, acquirers and fintechs hold the licences, contract with merchants and settle funds. We never touch the money.

One platform, three promises

The bridge

One API contract for every provider, including local methods and Open Banking in each region. Merchants integrate once and get every provider you enable.

Orchestration

Route and cascade by amount, country, BIN, scheme and time window. Limits, restrictions, priorities and weights in a visual flow builder.

Control

Every payment journaled for five years with a full trace, webhooks with retries, white-label per brand, admin and merchant cabinets, roles, 2FA and KYB.

Orchestration & routing: one API, every provider, cascading that saves declined paymentsGateway API: one REST contract for cards, local methods, Open Banking, crypto and payoutsHosted checkout: a payment page in 29 languages under your brandCard processing and vault: tokens, recurring payments, 3-D Secure, BIN intelligenceAlternative payment methods: local rails in every region through one integrationOpen Banking payments: account-to-account pay-ins with no chargebacksPayouts: single and mass withdrawals to cards, bank accounts, wallets and PIX keysCrypto rails: USDT, USDC, BTC and more as pay-in and payout methodsWebhooks and callbacks: signed, retried, resendable, journaled for five yearsWhite-label: your own payment brand on the Tranzify platformBack office: admin and merchant cabinets with roles, 2FA, KYB and supportFinance and reporting: balances, fees, rolling reserve, settlements, analyticsSecurity and compliance: built to PCI DSS requirements, journals for five years, your own cloud

Coverage that follows the region

Local methods first: Open Banking in the UK and EU, PIX in Brazil, UPI in India, QRIS and PromptPay in South-East Asia, STC Pay and Fawry in the Gulf and Egypt, M-Pesa in Africa, Kaspi Pay in Kazakhstan.

All payment methods →
OP Open Banking (UK) Open Banking · 1 countries Available OP Open Banking (EU, PIS) Open Banking · 6 countries Available PI PIX Bank transfers & instant payments · 1 countries Available UP UPI Bank transfers & instant payments · 1 countries Available VI Visa Cards · 22 countries Available QR QRIS QR payments · 1 countries Available PR PromptPay QR payments · 1 countries Available ID iDEAL Open Banking · 1 countries On request BL BLIK Wallets · 1 countries Available ST STC Pay Wallets · 1 countries On request HA Havale / EFT (Turkey) Bank transfers & instant payments · 1 countries Available US USDT (Tether) Crypto · 7 countries Available

Markers: countries in the catalogue; brighter — available now.

EuropeCISMiddle East & North AfricaAsia-PacificLatin AmericaNorth AmericaAfricaOceania

Built for the companies that run payments

PSPs and payment aggregators

A ready orchestrator and back office under your own brand instead of dozens of integrations and your own development.

Acquirers and banks

A modern gateway on top of your processing: local methods, Open Banking and crypto rails without replacing the core.

Fintechs, EMIs and neobanks

Pay-ins and payouts in dozens of countries through one API, with a merchant cabinet out of the box.

Crypto exchanges and on/off-ramps

Local fiat rails per country with cascading when a provider declines.

White-label partners and ISOs

Your own payment brand: domain, branding, checkout and mail — without building a platform.

Payment method providers

Integrate with Tranzify once and reach the merchants of every client on the platform.

Enterprise merchants and marketplaces

Orchestration on top of your existing PSPs with one report; settlement stays with the PSP.

Where our clients' merchants work

Industries →
E-commerce & retailLow risk Marketplaces & platformsMedium risk SaaS & subscriptionsLow risk Digital goods & gamingMedium risk Travel & mobilityMedium risk EducationLow risk Delivery & on-demandLow risk Fintech & neobanksMedium risk Crypto exchanges & on/off-rampHigh risk Forex & CFD brokersHigh risk iGaming & bettingHigh risk Dating & socialHigh risk Nutra & wellnessHigh risk Other high-risk verticalsHigh risk

Migrate without rewriting your merchants

Merchants move to Tranzify one by one: the hosted checkout by a link, an API integration through the sandbox in about a day, both platforms side by side until the last merchant has moved.

For developers

REST API, hosted checkout, webhooks with signatures and retries, sandbox, SDKs and a public changelog.

curl -X POST https://api.tranzify.tech/v1/payments \
  -H "Authorization: Bearer $API_KEY" \
  -d '{
    "amount": 4990, "currency": "BRL",
    "method": "pix",
    "customer": {"country": "BR", "email": "ana@example.com"},
    "return_url": "https://shop.example/thanks",
    "webhook_url": "https://shop.example/hooks/tranzify"
  }'

Security and control

Card data in a KMS-encrypted vault, tokens for recurring payments, 3-D Secure, PCI DSS headers on the checkout, journals kept five years and logs ten, zero-downtime releases, deployment in your own cloud account.

Latest from the blog

Blog →
Orchestration · 6 min read How to measure what cascading recovers: the four numbers a PSP should watch per route group Cascading is sold with big percentages; here is how to measure it on your own traffic: recovered share, time to result, cost per approval and chargeback ratio per route group, and the mistakes that make the numbers lie. TTTranzify team Payments in Europe · 6 min read Open Banking payments in the UK in 2026: when pay-by-bank beats cards and how to route between them A practical guide for PSPs serving UK merchants: how Open Banking pay-by-bank works on Faster Payments, where it wins against cards (high-risk, large amounts, cross-border), where it loses, and how to route and cascade between the two. TTTranzify team Payments in Latin America · 5 min read Payment methods in Brazil in 2026: PIX first, then Boleto and cards What a checkout for Brazilian payers needs in 2026: PIX for most payments, Boleto for payers without cards, domestic cards with instalments, and how an orchestration layer routes between them. TTTranzify team

See the platform on your own flows

Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.

  • ✓ Not a financial institution
  • ✓ Money never passes through us
  • ✓ Built to PCI DSS requirements

By sending the form you agree to the privacy policy.